Creating a budget and tracking finances can be a bit discombobulating for people with multiple credit cards, accounts, and revenue streams. However, thanks to a service called Mint, budgeting doesn’t have to be a pain.

Think of Mint as your sidekick in personal finance. This free software lets you track, organize, and categorize your income and expenses to give you the lowdown on what’s happening in your accounts. No more scratching your head wondering “where all that money went”, with Mint you’ll know exactly where every penny goes.

Simply sign up for an account, securely link all your accounts, and Mint will consolidate the data and show you what’s going on with your finances. (Do note that Mint only displays the information--it doesn’t let you edit or move money within its interface.)

Mint makes personal finance easy to understand. It doesn’t just display the numbers using boring tables, rather, it even generates graphs so you can see your spending habit at a glance. Know what you’re spending most on, so you can work on cutting back (if necessary.)

Additionally, Mint lets you establish goals and it puts those goals in front of so you’re always motivated. Whether your goal is to pay off your car or take a vacation to Europe, just input the data and numbers in Mint, and the software will calculate how far along you are with your goals so you know just how much you need save in order to get there.