Jennifer Lawrence is Highest Paid Actress

“Hunger Games” star Jennifer Lawrence tops the the list of highest-paid actresses, according to the annual thespian earnings survey by Forbes. Lawrence moved up from No. 2 last year to lead the field with an estimated $52 ...

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Small Steps You Can Take Right Now to Save Cash

1. Always eating out during your lunch break? Cut back by packing your own lunch.

2. Plan your meals to avoid unexpected trips to the grocery or restaurant.

3. Stop driving like a maniac. You can save gas by driving at the speed limit or using cruise control.

4. Leave extra early for work to avoid traffic and save gas.

5. Get a cash back card and reap the rewards of your spending.

6. Eating out? Shop around for bargains on daily deal sites.

7. Follow your favorite brands online to get exclusive coupons and freebies.

8. Carpool with friends or co-workers.

9. Take the bus.

10. Get a roommate

11. Avoid buying snacks when hitting the movies.

12. Purchase generic brands instead.

13. Negotiate for a lower rate with your credit card company.

14. Negotiate for a lower rate with your insurance provider.

15. Cancel your subscription to services that you aren’t using. (i.e. Do you really need all those magazine subscriptions? Or do you really need a subscription to Pandora AND Spotify?)

16. Find simpler recipes that don’t require a lot of ingredients.

17. Try to drive to all your appointments or errands in one trip to save on gas.

18. Buy things in bulk when it makes sense.

19. Adhere to your car’s maintenance schedule (oil changes, tire rotations, etc) to save on gas mileage and to avoid huge costs in the future.

20. Always save your receipts in case you’ll need your money back.

Image credit: Tax Credits on Flickr

 

 

Get a Daily Dose of Financial Education and Motivation with DailyWorth

Need daily doses of financial education and motivation? Look no further than DailyWorth, a community dedicated to helping women be more fulfilled and educated financially. Just head to DailyWorth.com, enter your email address, and you’ll start receiving daily finance tips, ranging from saving effectively, investing, entrepreneurship and more.

Below are the main topics that DailyWorth covers:

Planning - This includes topics on investing, saving for a rainy day, retirement, and more.

Earning- Right this way if you’re looking to earn more. Whether it’s through entrepreneurship, freelancing, or getting a raise, the material here is extremely useful.

Spending - Get tips on wise spending. DailyWorth covers the following topics: Travel, Home, Beauty & Style, Tech, and Kids.

Living - Read great articles on inspired living, mind over money, as well as love and money.

DailyWorth also has a program called Money Clarity, a 4-week virtual program that will help you sort out your financial information. For an investment of less than $100, you’ll received a money clarity workbook, some instructional emails and videos, and more importantly, you’ll get access to a private Facebook group where you can ask questions and get support from like-minded individuals.

 

Track Finance and Make Better Spending Decisions with Mint

Creating a budget and tracking finances can be a bit discombobulating for people with multiple credit cards, accounts, and revenue streams. However, thanks to a service called Mint, budgeting doesn’t have to be a pain.

Think of Mint as your sidekick in personal finance. This free software lets you track, organize, and categorize your income and expenses to give you the lowdown on what’s happening in your accounts. No more scratching your head wondering “where all that money went”, with Mint you’ll know exactly where every penny goes.

Simply sign up for an account, securely link all your accounts, and Mint will consolidate the data and show you what’s going on with your finances. (Do note that Mint only displays the information--it doesn’t let you edit or move money within its interface.)

Mint makes personal finance easy to understand. It doesn’t just display the numbers using boring tables, rather, it even generates graphs so you can see your spending habit at a glance. Know what you’re spending most on, so you can work on cutting back (if necessary.)

Additionally, Mint lets you establish goals and it puts those goals in front of so you’re always motivated. Whether your goal is to pay off your car or take a vacation to Europe, just input the data and numbers in Mint, and the software will calculate how far along you are with your goals so you know just how much you need save in order to get there.